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Hospital 
Over
53,000 Hospital and Ancillary Facilities in our
"Directly Contracted" PPO Network. This
includes: Acute Care Hospitals, Ancillary
Facilities, Out Patient Centers. The Hospital Referral
Network is made up of over 3,500 of the finest medical
facilities in the country.
You have the opportunity to save hundreds, even
thousands of dollars, on your hospital stay.
Remember, this program is
not insurance and you are responsible for paying
the discounted bill in full.
SAVINGS
Our Plans
offer savings that vary from 25% to 65% on Hospital and
Facility services at participating facilities. The Hospital
Network is comprised of over 70% of the hospitals in the
country, including some of the finest facilities in the U.S.
Providers have agreed to charge reduced fees for Members in
exchange for new patients and "secure payment".
Members are
not restricted when it comes to the number of times his/her
family can use the card, making the savings even more
significant.
Laboratory/X-Ray
Network
Over
240,000 participating
Patient Service Centers and Hospital Labs for fast,
convenient service.
Hospital
Savings Network: Membership
in HBC
Plus allows you to choose from over 53,000 Hospital and
Ancillary Facilities in our "Directly Contracted"
PPO Network covering 70% of all the hospitals in the
U.S.A.
This includes:
Acute
Care Hospitals
Ancillary Facilities
Out Patient
Centers
Hospitals
Physicians
Pathology
Radiology
Specialists
Primary Care
Rehabilitation Centers
Psychiatrists & Psychologists
Surgeons |
Urologists
Physical Therapy
Chemical Dependency Treatment
Gynecologists & Obstetricians
Mammograms
Dermatologists
Pediatricians
Podiatrists
Oncologists
And
many more... |
*
Savings on professional services are not available where
prohibited by law.
* Members MUST check with their sponsoring group or with the
member service department to ensure provider participation
in the networks shown in the membership kit prior to
visiting a doctor's office.
SAVINGS
EXAMPLE: Listed
below are examples of ten commonly used procedure codes to
help demonstrate average savings. Savings will vary with
geographic locations and specific physician specifications.
Percent of savings stated are averages calculated for
the purpose of demonstration only.
|
Description
|
Billed
Amt
|
Allowable
|
Savings
|
Savings
%
|
|
Drawing
Blood
|
$20.00
|
$15.00
|
$5.00
|
25%
|
|
Chest
X-Ray
|
$54.00
|
$40.00
|
$14.00
|
26%
|
CAT
Scan
|
$170.00
|
$137.00
|
$33.00
|
19%
|
|
Cytopathology
PAP Smear
|
$12.00
|
$9.00
|
$3.00
|
25%
|
|
Psychological
Testing
|
$135.00
|
$108.00
|
$27.00
|
20%
|
|
Office
Visit New Patient
|
$110.00
|
$54.00
|
$56.00
|
51%
|
|
Office
Visit Est Brief
|
$36.00
|
$27.00
|
$9.00
|
26%
|
|
Office
Visits Est comp
|
$119.00
|
$88.00
|
$31.00
|
26%
|
|
Observation
Care
|
$133.00
|
$97.00
|
$36.00
|
27
|
SAMPLE
SAVINGS
A Member in
Arizona went to the emergency room of a participating
hospital and was diagnosed with appendicitis. The Member
received an emergency appendectomy and was in the hospital
for two days. Charges submitted to the Hospital Network Plan
Administrator included claims from the hospital, as well as
the emergency room physician, surgeon, anesthesiologist, and
pathologist.
Total
Charges -
$16,157.00
Total Savings -
$ 6,775.43
Total Percentage Saved:
41.9%
A
Member in New Jersey was in need of preventative surgery.
While the Member's selected surgeon was not a participating
provider, the hospital was, and a Hospital Network
Plan Administrator
Case Manager worked with the surgeon's office to find a
participating lab and anesthesiologist recommended by the
surgeon.
Total
Charges -
$10,623.00
Total Savings -
$ 3,853.65
Total Percentage Saved:
36.3%
Note:
Discounts may vary depending on geographic
location. Prices shown
above are for
example purposes only. Prices shown are not guaranteed and are subject
to change at any time without notice and may vary depending on geographic
location.
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